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Embedded Finance · White-Label PaymentsWhite-label payments put your brand, not the payment provider's, in front of your customers. Paynancial publishes a custom checkout built on the API and partner programmes; a full white-label offering is something to confirm with our team.
White-label payments present payments under a platform's own brand instead of the payment provider's. Paynancial does not describe a white-label product on this site. What it does publish: you can build your own checkout UI on top of the API, technology partners embed Paynancial's APIs in their own software, and reseller partners resell Paynancial products under their own commercial relationship with merchants.
Customers trust the brand they signed up with. When the payment step suddenly shows another company's name and look, some of them hesitate. White-label payments keep the experience in your brand from start to finish.
With what Paynancial publishes today you can get most of the way there: build your own checkout UI on top of the Payment API, embed Paynancial as a technology partner, or resell Paynancial products under your own commercial relationship as a reseller partner. Anything beyond that — branded receipts, statements or merchant dashboards — is something to confirm with our team.
Branded checkout only, or a fully branded payments offering for your merchants?
Use your own UI on top of the API for the payment step.
Technology partners embed the APIs; reseller partners resell under their own commercial relationship.
Take professional advice on the responsibilities that come with presenting payments under your brand.
Confirm what can carry your brand.
Custom checkout and partner programmes — not a white-label product.
White-Label Payments is not a separate system — it runs through the products and tools you already use.
| Where | What you get |
|---|---|
| Payment Gateway | Custom checkout. See Payment Gateway. |
| Partners | Technology, reseller and referral programmes. See Partners. |
| Reports API | Data for your own dashboards. See the API Reference. |
| Our team | White-label requirements. Ask about white-label payments. |
General information only. Not legal, tax, financial or regulatory advice.
A plain-language guide to the frameworks that may apply. General information only. Not legal, tax, financial or regulatory advice. It is not a statement of Paynancial's own licences or authorisations.
RBI's framework for payment aggregators — businesses that collect payments on behalf of merchants — covering authorisation, merchant due diligence, how merchant funds are held and settled, and grievance handling.
The law under which the Reserve Bank of India regulates and supervises payment systems in India, including the authorisation of payment system operators. Businesses should consider the applicable requirements under this Act.
Covers how authorised payment system operators and participants offer customers an online, rule-based way to raise and resolve disputes and grievances about digital payments.
Customers of RBI-regulated entities can escalate a complaint that is not resolved satisfactorily to the RBI Ombudsman, online at cms.rbi.org.in.
India's law on processing digital personal data — including the personal data in payment records — based on consent, purpose limitation and security safeguards.
Regulators update these rules by circular, so always check the current text at the source: Reserve Bank of India · NPCI. For Paynancial's own security and compliance posture, see the Trust Center.
Your brand can front the payment; regulatory responsibilities stay where the rules put them.
Use a name customers will recognise on their statement.
Show refund, cancellation and grievance details under your brand.
Payments presented under a platform's own brand instead of the payment provider's, from checkout to receipts.
A white-label product is not described on this site. What is published: a custom checkout you build on the API, and technology and reseller partner programmes.
Reseller partners resell Paynancial products under their own commercial relationship with merchants. See the Partners page.
Responsibilities do not change with the brand on the page. Confirm the arrangement with our team and take professional advice.
This capability is not confirmed as a Paynancial product. Tell us what you need and our team will tell you what is available.
Discuss your payment and financial infrastructure requirements.
